Edcp Week 6 Assignment 3

In: Other Topics

Submitted By Shae515
Words 252
Pages 2
Money Talks
Author Jackeline Bonilla speaks on how universities are offering financial literacy programs outside of the classrooms. The University of North Texas, The University of South Carolina, and Texas Tech University all offer programs that educate students in topics ranging from budgeting to debt management (Bonilla, May 2013). Although the names of the programs differ, they all serve the same purpose and that’s to start young adults on the smart path to a secure financial future. Not all campuses are offering these types of programs but the students sure could benefit from them. According to Bonilla a 2009 survey by the Center for Economic and Entrepreneurial found “54% of college students had overdrawn their bank accounts and 81% had underestimated the amount of time it would take to pay off a credit card balance by a large margin”(Bonilla, May 2013, p. 8). Because of the scarcity of financial literacy programs, I made the same mistakes as these first year college students. Bonilla suggest such ideas as having financial awareness events or creating a budget workshops for first year students to promote budgeting campus programming boards can promote Financial Literacy programs at those Universities who have yet to get on board (Bonilla, May 2013). I believe it is an excellent idea to have financial awareness programs to teach students to strategies for managing finances. Such programs will definitely help with achieving the financial goals and securities discussed classroom lessons.

References

Bonilla, J. (May 2013). Money Talks. Campus Activities Programming. ,…...

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