Learning Support in Education

In: Other Topics

Submitted By vickiwilburn04
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Pre-contractual Explanations
It is important that you read these pre-contractual explanations for the credit agreement with Premium Credit Ltd carefully. You should also read the pre-contract credit information provided with the credit agreement. They explain the key features of the credit agreement to help you decide whether our product is suitable for your needs and financial situation.

1.

What the agreement is for
You can use the credit agreement to finance the payment for different Services, such as insurance policies, school fees, professional membership fees and club fees. However we must agree each use of the credit agreement in this way. We will tell you on request whether we are willing to finance any particular Service (or any Service arranged by a particular intermediary).

2.

How much does it cost?
Each time that you use the credit agreement to pay for a Service we will charge you a Transaction Fee and we may charge a Facility Fee. The Transaction Fee is a percentage of the amount that you borrow to pay for that Service. We will tell you the percentage that we will apply, and the amount of the Transaction Fee, for each Service that you finance. The percentage may change for each Service that you finance. The Facility Fee is a flat fee that is payable for each Transaction and is payable unless we tell you otherwise. If the Transaction is not for business purposes then the Facility Fee will be £0. If your Transaction is for business purposes then it will be £5 if the Transaction amount is below £1,000, £10 if the Transaction amount is between £1,000 and £5,000 and £25 if the Transaction Amount is above £5,000. We may, in some circumstances, vary the amount of the Facility Fee that you pay, but this change will not apply to any Transactions that you have already financed. The APR for the credit agreement is This APR is variable (see your credit agreement…...

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